Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.

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Calculator: Effect of Higher SALT Cap in 2025 Trump Tax Law
Use this calculator to see the effect on your total deductions and your taxes from the SALT cap increase in the 2025 Trump tax law.
No Tax on Overtime in 2025 Trump Tax Law. What’s the Catch?
A deep dive into “No Tax on Overtime” in the new 2025 Trump tax law, with a calculator to estimate tax savings. It’s not what you think.
No Tax on Tips in 2025 Trump Tax Law. What’s the Catch?
A deep dive into “no tax on tips” in the new 2025 Trump tax law, with a calculator to estimate tax savings. What qualifies and what doesn’t?
Calculator: How Much of My Social Security Benefits Is Taxable?
Use this online calculator to see how much of your Social Security benefits is taxable and how much of it is tax-free.
2025 2026 ACA Health Insurance Premium Tax Credit Percentages
If you get health insurance from ACA, the government sets the percentages of income you are expected to contribute toward a benchmark policy.
Tax Deductions: Above-the-Line, Itemized, and Neither
Some tax deductions are neither above-the-line nor itemized. They’re available if you take the standard deduction, but they don’t lower your AGI.