Hi, I’m Harry. I’ll show you the nuts and bolts of managing your money.
401k, IRA, investing, insurance, taxes, … I lived, breathed, and wrote about these for so many years. No fluff, just concrete first-hand learning and sharing.
Explore Topics
Banking
Bank accounts, credit cards, …
Borrowing
Auto loan, mortgage, credit score, …
Insurance
Life insurance, disability, auto & home, umbrella policy, …
Healthcare
HMO, PPO, FSA, HSA, Affordable Care Act, …
Retirement
401(k), 403(b), 457, IRA, Roth, backdoor Roth, mega backdoor Roth, …
Saving for College
529 plan, Coverdell ESA, …
Investing
Stocks, bonds, mutual funds, ETFs, asset allocation, …
Taxes
Tax deductions, tax credits, tax software, …
Planning
Estate planning, working with a financial advisor, …
Recent Posts
How to Close Out a Box Spread Early at Fidelity
If you’d like to close out a box spread early before the expiration date, execute trades in the opposite direction. Here’s how to do it at Fidelity.
Recharacterize & Convert to Roth IRA in TurboTax, Same Year
Follow this detailed walkthrough of how to report a Roth conversion in TurboTax after recharacterizing a Roth IRA contribution in the same year.
Use Pascal’s Wager When You’re Not Sure About Tax Rules
It’s not worth spending the time or money to find the true answers to some tricky questions. Choose the path that costs less when you’re wrong.
Recharacterize & Convert to Roth IRA in TurboTax, 2nd Year
Follow this detailed walkthrough of how to report a Roth conversion in TurboTax after recharacterizing a Roth IRA contribution for the previous year.
Recharacterize & Convert to Roth IRA in TurboTax, 1st Year
Follow this detailed walkthrough of how to report in TurboTax recharacterizing a Roth IRA contribution before converting it again as a backdoor Roth.
Our Experience in Building a Home Over Buying an Existing Home
Why we built a home as opposed to buying an existing home. Building a home can be a satisfying experience if you don’t mind investing the time and energy.